**Payments are the same every period that pays the loan off.**

**Payments are the same, but has a balloon payment.**

**Principal and interest payments are different, but the principal reduction each period is the same.**

**No payments are made until the loan is all due and payable.**

**5 different interest rate changes, will calculate your payment and balances.**

**5 different interest rate changes and user input payments, will calculate balances.**

**Payments are the same ever period that pays the loan off.**

**If you can afford the higher payment on a 15 year loan, this will determine how much further ahead you will be if you choose the 15 year loan over the 30 year amortized loan.**

**The comparison of 2 loans (15 yrs. or 30 yrs.) to determine the lowest A.P.R. after you input the points that each loan will cost you and the up-front fees.**

**The maximum Mortgage Loan you can qualifying for based on the your Monthly Gross Income and your existing monthly obligations.**

**The required Monthly Income to qualify for a loan knowing your purchase price and loan information.**

**The required Monthly Income to qualify for a loan with 5%, 10%, 15% and 20% down payments knowing your purchase price and loan information.**

**The maximum mortgage loan that your property would qualify for based on the performance of the property using its Net Operating Income and Debt Coverage Ratios. You can compare using two different debt coverage ratios.**

**A complete proforma of improved property that you can depreciate. (apartments, office buildings, shopping centers, industrial properties) The analysis is for 5 to 20 years and will compute the Internal Rate of Return and Financial Management Rate of Return, both Before and After Tax.**

**Same as above, except the user can input Capital Improvements and selected Sales Prices over the term of the investment.**

**A complete proforma of raw land purchased as an investment. The analysis is for 5 to 20 years and will compute the Internal Rate of Return and Financial Management Rate of Return, both Before and After Tax.**

**Same as above, except the user can input Capital Improvements and selected Sales Prices over the term of the investment.**

**Input: (1) Initial Investment (2) Up to 30 annual cash flows.**

**Input: (1) Initial Investment (2) Safe and Risk Rates (3) Up to 30 annual cash flows.**

**You can input 3 comps and information on your subject property to determine the value of the property.**

**If you know the loan amount and the annual interest, this will calculate your periodic payment.**

**If you know your loan information, this will calculate your remaining balance or balloon payment.**

**How much will your property be worth in so many years?**

**How much money you will have if you make regular installments over a period of time?**

**How much to set aside each period if you need so much money in the future?**

**If you have an investment that you know what the future sum will be (or an estimate of what it will be) and you want to determine how much to pay for it to earn a desired return.**

**If you have an investment that will pay in equal periodic installments and you want to determine how much to pay for it to earn a desired return.**

**If you have an investment that you know what the future sum will be (or an estimate of what it will be) and you also receive periodic payments along the way, and you want to determine how much to pay for it to earn a desired return.**

**If you know the loan amount and the periodic payments, this will calculate your return on investment.**

**If you loan money and receive equal periodic payments and a lump sum balloon payment, this will calculate your rate of return.**

**If you know the loan amount and the annual interest, this will calculate your periodic payment.**

**If you know your loan information, this will calculate your remaining balance or balloon payment.**

**How much will your property be worth in so many years?**

**How much money you will have if you make regular installments over a period of time?**

**How much to set aside each period if you need so much money in the future?**

**If you have an investment that you know what the future sum will be (or an estimate of what it will be) and you want to determine how much to pay for it to earn a desired return.**

**If you have an investment that will pay in equal periodic installments and you want to determine how much to pay for it to earn a desired return.**

**If you have an investment that you know what the future sum will be (or an estimate of what it will be) and you also receive periodic payments along the way, and you want to determine how much to pay for it to earn a desired return.**

**If you know the loan amount and the periodic payments, this will calculate your return on investment.**

**If you loan money and receive equal periodic payments and a lump sum balloon payment, this will calculate your rate of return.**

**If you know the loan amount and the annual interest, this will calculate your periodic payment.**

**If you know your loan information, this will calculate your remaining balance or balloon payment.**

**How much will your property be worth in so many years?**

**How much money you will have if you make regular installments over a period of time?**

**How much to set aside each period if you need so much money in the future?**

**If you have an investment that you know what the future sum will be (or an estimate of what it will be) and you want to determine how much to pay for it to earn a desired return.**

**If you have an investment that will pay in equal periodic installments and you want to determine how much to pay for it to earn a desired return.**

**If you have an investment that you know what the future sum will be (or an estimate of what it will be) and you also receive periodic payments along the way, and you want to determine how much to pay for it to earn a desired return.**

**If you know the loan amount and the periodic payments, this will calculate your return on investment.**

**If you loan money and receive equal periodic payments and a lump sum balloon payment, this will calculate your rate of return.**